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Baccarat Rules

Although it may not be the most popular game in the casino, Baccarat is actually one of the easiest games to learn and play. The game is normally played with up to 14 players that all stand around much like a craps table. It is a card game, much like any other kind of card game that you may have played before. Each player will have the option to bet on three different things; the player, the banker and standoff/tie.

The game will start off with a bet. Each player will have the opportunity to bet on any or all three of the options although you would normally only bet on one (possibly 2). You will have to decide if you want to bet on the player, the banker or a tie.

How Baccarat Works

There is going to be two different spots that a hand will be dealt to; the banker and the player. Each of these spots will be dealt a total of at least two cards and no more then three cards. The idea is to get the highest possible hand based on a points system. All face cards and 10’s are worth 0 points and the other cards are worth face value (5=5 points). The cards will be added up and in the end the score will be 0-9. The highest a hand could come out to is 9. The points are added up and the last digit is what you will end up with.

Example:

If the banker has a Jack and a 5 that would = 5 points

If the player has a 9 and another 9 that will = 8 points. (9+9=18) The last digit of 18 is 8 which would result in a score of 8.

Rules

If any of the tow hands has a 9 or 8 the hand is known as a natural and will not be dealt anymore cards. Whether or not there will be a third card dealt or not is decided by the rules that were made up for the game. Read about Baccarat Strategy for more info.

Baccarat Third Card Rule for Player

The player will get a third card if the total is less than 5 or equal to 5. The bank will take another card if the player doesn’t take a third card on less then 5 or equal to.

Baccarat Third Card Rule for Bank

The bank draws a card if the total is less then or equal to 2; it does not matter what the player has. Unless the player has 8, the bank takes another card if the total comes to 3. Unless the players 3^rd card is 9,8,0 or 1 and the bank has a total of 4 then the bank gets another card. If the player gets a third card that is a 7,6,5 or 4 and the bank has 5 then the bank gets another card. If the player has 6 or 7 and the bank has 6 then the bank draws. Lastly, if the bank has 7 then the bank must stand.

The banker has a slightly better chance to win then player; which will cost you 5% of a commission if you win from betting on banker. If you bet and win on tie/standoff you will get 8:1 and sometimes 9:1 on your money.

On paper, Baccarat seems fairly confusing; but it really is not. You are basically just betting on one of two things. You decide if you want to bet on the banker or the player and if you win you get paid; if not then you do not get paid.

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Ready to Play?

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